Financial Planning comes across as a mundane exercise where you are looking at the money decisions in your life. Well, it's not the holistics way of looking at it, me thinks.
Ultimately, your money decisions should give you the freedom of living life as you want it to be. That means that you have to build such a networth that you don't worry about money when you are doing something dear to your heart.
An example would help to express my case. A guy who is in a 9 to 5 job, has a family to support dreams of becoming a farmer/writer/entrepreneur. Focused on his goal, he makes financial decisions in harmony with his values. He keeps his lifestyle expenses low to provide him the freedom to save and invest the difference so that he can reach his goal. Simultaneously, he takes the appropriate continuing education so that he can live up his dream.
The process of financial planning brings families to decide which values they want to live by, and causes them to adjust their daily monetary decisions to fit those values.
There are two ways of getting rich. One, by maximising your income and two, by minimising your needs. If you have more than you can spend, u're rich, I think. And at the end of the day, if you have a rich sleep, nothing like it.