Mission
To empower people, through financial principles and practical help, make successful financial decisions and becoming financially independent.
Workshop Content:
Module 1: Money and Family: Understanding yourself
- Money and Family,
- Financial IQ and risk profiling
- Financial Goals
- Budgeting
Module 2: Living Within Your Means
- Maximizing Income
- Savings and Smart Spending
- The Cost of Consumer Credit, and Other Financial Traps
- Debt Elimination
Module 3: Saving and Investing: The Road to Freedom
- Principles of investing
- Starting Early and the magic of compounding
- Rupee Cost Averaging
- Bonds, Stocks, ETFs, Real Estate and Mutual Funds
- Asset Allocation Strategies and Pitfalls
Module 4: Emergencies, Credit and Home Ownership
- Emergency Funds
- Building Credit
- Rent vs. Buy Decisions
- Borrowing Capacity, Mortgage Options and Down Payments
Module 5: Insurance: Your Security Cover
- Principles of Insurance
- Term, Endowment, Money back, ULIPs
- Insurance on You, Your Spouse: Life, Disability and Health
- Insurance on What You Own: Home and Auto
Module 6: Taxes, Educational & Retirement Planning
- Understanding Tax Terms, Tax exemptions for Education, Retirement Savings, Home loans, Child and Dependent Care
- Tax Deductions, Retirement Tax Planning
